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1409 5th Avenue North Birmingham, AL 35203 (866) 794-7972
1409 5th Avenue North , Birmingham, AL 35203
Sales: (205) 509-3894 | Service: (205) 286-9101 | Parts: (205) 286-9101

Refinance Your Car in Birmingham, Alabama

Refinance Your Car in Birmingham, Alabama

The myth is dead, you CAN refinance a car with bad credit. You just have to know how! So how does a refinance work for a car loan? We've got answers. Firstly, you need to understand the amortization table of your current loan. Make a note of your interest rate and the overall value of the vehicle. You can get free vehicle appraisals online with Jim Burke CDJR.


So, How Do You Refinance Your Car?

You can start by applying for credit in Birmingham, AL. Our credit application takes a few moments of your time, and we can get back to you with an answer quickly! When you refinance your car, you're just switching your car's current loan over to a new lender. The goal is to get a better rate and a lower payment than you had before. What will happen is this:

  1. We'll ask to see your current loan information and vehicle information. Provide the pink slip or the loan amortization. You can contact your lender to secure this.
  2. We will check your credit to determine your rate.
  3. If you are eligible and not upside down (meaning you owe more on the car than what it is worth) we can hopefully refinance your model for a better term!
  4. We will issue funding that will pay off your current loan balance and then start a new loan balance with our lenders. You will then sign documents for your new car loan with our team and begin your payments with us!

Have Questions? Contact Our Finance Department

Our finance department in Birmingham, AL can assist you! We will tell you what you need to refinance your car and go over any refinance specials or auto refinance incentives that we have available. Refinancing a car loan with bad credit is possible, you just have to know who to call! Contact our team today.

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Jim Burke CDJR 1409 5th Avenue North Birmingham, AL 35203 Get Directions
Sunday:
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Monday:
9:00 AM - 7:00 PM
Tuesday:
9:00 AM - 7:00 PM
Wednesday:
9:00 AM - 7:00 PM
Thursday:
9:00 AM - 7:00 PM
Friday:
9:00 AM - 7:00 PM
Saturday:
9:00 AM - 6:00 PM
Sunday:
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Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:00 AM - 1:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:00 AM - 1:00 PM
Phone:
Sunday:
CLOSED
Monday:
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Tuesday:
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Wednesday:
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Thursday:
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Friday:
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Saturday:
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